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O prazo total do financiamento é a duração completa do empréstimo, desde o início até o último prazo de pagamento. Ele representa o tempo que o mutuário terá para quitar todas as parcelas e juros do financiamento. É importante considerar esse prazo ao solicitar um empréstimo, pois ele pode afetar o valor total a ser pago e a capacidade de pagamento do mutuário.
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