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Empréstimos pessoais podem ser uma opção atrativa quando precisamos de dinheiro extra, mas é importante considerar suas desvantagens. Altas taxas de juros, longos períodos de pagamento e restrições ao uso do dinheiro emprestado são alguns dos pontos negativos a serem considerados. Ser cauteloso e tomar uma decisão informada é essencial para evitar problemas financeiros futuros.
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